UPI Fees 2026: The ₹2,000 Line That Changes How India Pays
From 15 October 2026, eligible person-to-merchant UPI payments above ₹2,000 carry a 0.4% merchant fee, capped at ₹300. Everyday scans and person-to-person transfers stay free. The threshold is the real story.
October 04, 2026
7 min read